Privacy Policy

Innovative Insurance Capital Ukraine (“we”, “us”, “our”) operates the website innovative-ukraine.com (the “Site”). This Privacy Policy explains how information is handled when you use the Site.

Effective date: 14 February 2026

1) Scope

This Privacy Policy applies to information processed in connection with your use of the Site. The Site does not provide user accounts or login functionality.

2) Summary of data handling

No direct collection by us: We do not ask you to submit personal data through forms on the Site, and we do not run analytics or tracking scripts.
Purchases handled by a third party: If you buy an insurance policy, the purchase flow is provided inside an embedded iframe from insurance-ukraine.com. Any information you enter there is collected and processed by that service, not by us through the Site.
Technical data: Like most websites, the Site may receive standard technical data (for example, IP address and basic request data) as part of normal web hosting and server operations.

3) Information we process

3.1 Information you provide to us

None. The Site does not include contact forms, account registration, or checkout forms hosted by us. If you contact us outside the Site (for example, by email or phone), your information will be handled in the context of that communication and not through Site data collection.

3.2 Information processed during a purchase

The Site embeds an iframe from insurance-ukraine.com to enable policy purchase and payment. Any personal data you enter in the iframe (for example, name, date of birth, passport details, travel details, payment information, contact information) is processed by insurance-ukraine.com and its payment and service providers under their own privacy policy and terms.

We do not receive your payment card details through the Site. If we receive any purchase-related information from insurance-ukraine.com (for example, policy confirmation or operational status), it is provided to us by that service as part of fulfilling your request and administering the insurance relationship.

3.3 Technical and device information

When you access the Site, our hosting infrastructure may automatically process limited technical data necessary to deliver the Site and maintain security and performance, such as:

IP address
Browser type and version
Device and operating system information
Date/time of access and requested pages
Referring/exit pages

This information is typically processed in server logs for security, troubleshooting, and operational purposes.

4) Cookies and similar technologies

We do not use analytics or advertising tracking scripts on the Site.

4.1 Site functionality libraries

The Site uses the following libraries for user interface functionality:

lazysizes (lazy loading images/content)
Magnific Popup (modal dialogs/popups)

These libraries are used to improve page performance and user experience. They are not deployed for analytics or advertising tracking by us.

4.2 Embedded iframe (insurance-ukraine.com)

The embedded iframe from insurance-ukraine.com may set cookies or use similar technologies to provide checkout, fraud prevention, payment processing, session management, and service functionality. Those technologies are controlled by insurance-ukraine.com and its providers, not by us. Review their privacy policy for details.

5) How we use information

We use limited technical data (such as server logs) for:

Delivering the Site to your device
Maintaining security, preventing abuse, and protecting the Site
Troubleshooting and improving reliability and performance

We do not use the Site to build user profiles, run behavioral advertising, or conduct cross-site tracking.

6) Legal basis (where applicable)

Where data protection laws apply, processing of technical data is based on legitimate interests in operating a secure, reliable website. Processing of purchase data inside the iframe is handled by insurance-ukraine.com under its own legal bases (for example, performance of a contract and compliance obligations).

7) Sharing and disclosure

We do not sell personal data and do not share personal data collected through the Site for advertising purposes.

Limited technical data may be processed by:

Hosting and infrastructure providers (to deliver and secure the Site)

Purchase and payment data entered in the embedded iframe is processed by insurance-ukraine.com and its service providers (including payment processors) under their own policies.

8) Data retention

Site technical logs: retained only as long as necessary for security, troubleshooting, and operational needs, then deleted or anonymized according to our hosting and security practices.
Purchase data in the iframe: retention is governed by insurance-ukraine.com and any applicable legal requirements related to insurance and financial transactions.

9) International data transfers

The Site may be hosted or supported by service providers in different jurisdictions. Where transfers occur, we rely on appropriate safeguards required by applicable law. Data entered into the embedded iframe is processed according to insurance-ukraine.com transfer practices and safeguards.

10) Security

We use reasonable administrative and technical measures to protect the Site and its infrastructure. No internet transmission or storage system can be guaranteed 100% secure. For purchases, security controls are implemented by insurance-ukraine.com and its payment providers within the iframe environment.

11) Children’s privacy

The Site is not directed to children. We do not knowingly collect personal data from children through the Site.

12) Your rights

Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict processing of personal data, and to object to certain processing.

For Site technical data: you can contact us using the details below.
For purchase/checkout data: contact insurance-ukraine.com as the controller/processor of the data you enter in the iframe, and any insurer or assistance provider named in your policy documents.

13) Third-party websites and services

The Site contains an embedded iframe provided by insurance-ukraine.com. Their privacy practices may differ from ours. This Privacy Policy does not cover third-party websites, services, or their cookies and tracking technologies.

14) Changes to this Privacy Policy

We may update this Privacy Policy to reflect changes in the Site or legal requirements. The updated version will be posted on this page with a revised effective date.

15) Contact

For privacy questions related to innovative-ukraine.com, contact:

Innovative Insurance Capital Ukraine
Website: innovative-ukraine.com